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Our client, Sally* came to us with a foreclosure case. She was struggling financially for several reasons, including the fact that she was paying for several stays in drug rehab for her son.
Consequently, she fell behind in her mortgage and went into foreclosure. Also during that time, sadly, she found her son dead in the house from an overdose. She went into deep depression and missed filing a deadline for her answer and the bank filed for default.
She came to us for assistance, and we filed to vacate the default and to ask for permission to late file her answer. Both were granted and we are in the process of assisting her to prevent the foreclosure.
*(Name changed)